Authors
Matthew Angelus
Rosalie Jetté
Tala Al Rabea
Bill 24, the Act to protect consumers against the misleading or fraudulent use of a person’s identity or image, came into force on June 121.
This legislation, first mentioned in March 2026, seeks to address a growing number of cases in which fraudsters use the images of public figures to promote fake products or services2. Moreover, it aims to better protect consumers in Québec against fraud, which can result in significant financial losses, sometimes amounting to hundreds of thousands of dollars. Accordingly, Bill 24 is intended to strengthen efforts to combat online fraud and to enable a faster response to online identity theft.
The main elements of the reform include the following:
Bill 24 introduces a new section 238.1 into the CPA that prohibits the use, whether direct or indirect, of the identity or image of a non-consenting person for commercial purposes. This provision therefore imposes a liability on intermediaries, such as digital platforms and service providers.
This same provision also provides a broad definition of “image”, which includes any image, whether altered or not, of the non-consenting person; any image appearing to represent the person; and any visual or sound recording of the person. This definition faithfully reflects the current context, characterized by the growing influence of artificial intelligence, and makes it possible to encompass the emerging uses that result from it.
Bill 24 also introduces an amendment to section 6 of the CPA so that the new prohibition in section 238.1 applies, notwithstanding the exclusions provided for, to transactions traditionally excluded from the scope of the CPA, particularly those governed by the Securities Act or the Derivatives Act, and those relating to the sale, lease or construction of an immovable.
This expansion reflects the legislation’s intention to ensure uniform consumer protection, regardless of the sector of activity, while forming part of the broader purpose of Bill 24 to combat online fraud. Notably, it responds to the resurgence of schemes involving the unauthorized use of people’s images or voices, often those of public figures, to promote fraudulent products or services, which can result in significant financial losses for consumers. By expanding the application of section 238.1 to sectors traditionally excluded, the legislature seeks to enable a more rapid and efficient response to identity theft and misleading representations online.
The Bill confers powers on the president of the OPC to issue orders. Specifically, the president may:
Non-compliance with these new obligations may result in significant consequences, notably the following:
In addition, Bill 24 amends section 253 of the CPA by establishing a presumption that the consumer would not have entered into the contract or agreed to pay such a high price had they been aware of the prohibited practice, which may lead to the annulment of the contract.
Bill 24 significantly expands the liability of organizations, particularly those acting as intermediaries. By introducing liability for “allowing” a prohibited practice, Bill 24 establishes a regime that may capture a wide range of parties. In this context, several categories of organizations must pay particular attention to their practices. Notably:
More specifically, these obligations translate, among other things, to the need to:
In the absence of such measures, organizations may face significant financial, regulatory and reputational risks.
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