Insurance and Reinsurance
We combine comprehensive knowledge of insurance regulatory requirements and corporate acumen in our counsel to clients in the insurance sector, including industry associations.


Our team has unparalleled knowledge and experience in matters facing today’s insurance and reinsurance clients. Torys is the only Canadian law firm to be ranked in Band 1 for both Financial Services Regulatory and Insurance Regulatory by Chambers & Partners. We represent domestic and foreign life and property and casualty insurers, reinsurers, industry associations, reciprocals, captives, agents, brokers, adjusters and other intermediaries. We provide corporate, regulatory and transactional advice to the industry. In particular, we advise clients on federal legislative and regulatory matters, including in respect of the requirements of the Insurance Companies Act and OSFI’s requirements and expectations. By way of example, Torys acts as primary corporate and regulatory counsel to some of the largest insurers in Canada.

We also advise on provincial insurance requirements and market conduct and compliance matters. We have extensive cross-country experience helping clients comply with the varied requirements of provincial laws and resolve regulatory issues, including possible regulatory action. Our group is also actively engaged in advising on many insurtech initiatives.

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I have never been disappointed by a Torys lawyer. Their breadth and depth of knowledge and skill is top-rate.
Chambers Canada, 2023

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