Banking and Debt Finance
Innovative thinking supported by deep experience: clients look to Torys for commercially-minded counsel to advance their financing objectives, with the long term always in view.
Overview
Our long history of involvement in Canada’s banking industry extends perspective to our advice to lenders, private equity sponsors and borrowers in the public and private markets. Through our teams in Canada and New York, we offer integrated cross-border services, industry-leading regulatory counsel, and a team known for creative first-of-kind structures tailored to clients’ needs.
We work closely with lending and borrowing clients on both discrete transactions and on ongoing financing requirements. We are also deal facilitators, which comes from a long track record of representing lenders and borrowers: we know the issues at play on all sides and help get deals done efficiently and in a way that grows relationships.
Primary Contacts
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Areas of Service
- Corporate and Commercial LendingWe structure and execute lending transactions across the spectrum of financing facilities. We advise some of Canada’s largest organizations, banks and pension plans, and high-profile, special-situations lenders.
- Leveraged and Acquisition FinanceWe advise on all types of leveraged financings, including senior, mezzanine, and second-lien debt, and bond financings. We regularly advise on the financing of M&A, including takeover bids and leveraged buyouts.
- Project FinanceWe act on some of the largest and most complex financings of projects relating to power, mining, oil and gas, real estate, communications and transportation.Learn more
- Fund FinanceWe have broad experience on all types of fund financings in Canada and the U.S., including subscription and capital call facilities, NAV-based facilities, hybrid facilities, open-end facilities, management fee credit lines and partner loan programs. Working closely with our funds formation group, we advise private equity funds, sponsors and institutional and alternative lenders on complex structuring issues.
- Real Estate FinanceWe have deep market knowledge and experience in real estate financing across all asset classes. From loan and property due diligence to restructurings, we guide clients through every stage of the real estate lifecycle.
- Structured Finance and SecuritizationsOur team provides structuring, securities and tax advice to our clients on domestic and cross-border offerings of asset-backed and other securities, working with clients to develop new securitization structures and products.
- DerivativesWe have experience in the design and launch of derivative-based structured products to the public or through private funds created for investors, advising both dealers and end users of all types of derivative products.
- Financial Services RegulatoryTorys are go-to advisors for banks and credit unions. We are critical thinkers with deep regulatory knowledge of the financial services industry, advising banks and dealers on all aspects of financial institution activity.Learn more
Built to cover our clients’ financing needs from all sides, bringing novel thinking and efficiency.
Uniquely cross-border counsel.
Through our presence in Canada and New York, we offer integrated counsel to our lending and borrowing clients on discrete transactions and ongoing financings.
Sophisticated experience.
We act on some of the largest and most complex financings, across industries and geographies.
40%
Our work with a U.S. aspect
>$16B
Project financings since 2018
78%
Chambers-ranked Canadian partners
Featured Work
Representative Work
[The group is] a very tight team…they have the resources and depth of knowledge across the partner group to handle any unique or unusual requests.
— Chambers Canada, 2021
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